Aadhar Housing Finance IPO description – Aadhar Housing Finance is a retail-focused affordable housing finance company, serving economically weaker and low-to-middle-income customers, who require small-ticket mortgage loans. It is the largest affordable HFC in India in terms of AUM. The company also has the most geographically diversified AUM as well as the highest efficiency in terms of operating expenditure ratios.
The average ticket size of Aadhar Housing Finance loans was INR .09 crore with an average loan-to-value of 57.6% and 58.1%, as of 30 September 2022 and 30 September 2023, respectively. As of 30 September 2023, Aadhar Housing Finance has a total of 3,695 employees and its 100% owned subsidiary has a total of 1,851 employees.
As of 31 March 2023 and 30 September 2023, salaried customers accounted for 58.6% and 57.7% of its Gross AUM, and self-employed customers accounted for 41.4% and 42.3% of Gross AUM, respectively. As of 30 September 2023, the company has 246,983 live accounts (including assigned and co-lent loans).
The company has an extensive network of 471 branches including 91 sales offices, as of 30 September 2023, with branches spread across 20 states and union territories, operating in approximately 10,926 locations across India. Its branch network is widely dispersed with no state accounting for more than 14% in terms of Gross AUM.
Promoters of Aadhar Housing Finance – BCP Topco VII Pte. Ltd
Aadhar Housing Finance IPO Details
| Aadhar Housing IPO Dates | Coming soon |
| Aadhar Housing IPO Price | Coming soon |
| Fresh issue | INR 1,000 crore |
| Offer For Sale | INR 4,000 crore |
| Total IPO size | INR 5,000 crore |
| Minimum bid (lot size) | Coming soon |
| Face Value | INR 10 per share |
| Retail Allocation | 35% |
| Listing On | NSE, BSE |
Aadhar Housing Finance Financial Performance
| FY 2021 | FY 2022 | FY 2023 | H1 FY 2024 | |
| Revenue | 1,575.33 | 1,728.27 | 2,043.23 | 1,221.97 |
| Expenses | 1,143.04 | 1,161.20 | 1,322.70 | 781.67 |
| Net income | 340.13 | 444.85 | 544.76 | 343.61 |
| Margin (%) | 21.59 | 25.74 | 26.66 | 28.12 |
Aadhar Housing Finance Offer News
Aadhar Housing Finance Valuations & Margins
| FY 2021 | FY 2022 | FY 2023 | |
| EPS | 8.4 | 10.9 | 13.4 |
| PE ratio | – | – | – |
| RONW (%) | 12.6 | 14.1 | 14.7 |
| NAV | 68.2 | 79.7 | 93.7 |
| EBITDA (%) | 79.9 | 77.6 | 75.2 |
| Debt/Equity | 3.9 | 3.4 | 3.3 |
Aadhar Housing Finance IPO GMP Today (Daily Trend)
Aadhar Housing Finance Issue Objectives
The company proposes to utilize the Net Proceeds towards the following:
- To meet future capital requirements towards onward lending – INR 750 crore
- General corporate purposes
Aadhar Housing Finance IPO Subscription – Live Updates
Coming soon
Aadhar Housing Finance – Comparison With Listed Peers
Aadhar Housing Finance IPO Allotment Status
Aadhar Housing IPO allotment will be available on KFin Technologies’ website. Click on this link to get allotment status.
Aadhar Housing Finance IPO Dates & Listing Performance
| Aadhar Housing IPO Opening Date | Coming soon |
| Aadhar Housing IPO Closing Date | Coming soon |
| Finalisation of Basis of Allotment | Coming soon |
| Initiation of refunds | Coming soon |
| Transfer of shares to demat accounts | Coming soon |
| Aadhar Housing IPO Listing Date | Coming soon |
| Opening Price on NSE | Coming soon |
| Closing Price on NSE | Coming soon |
Aadhar Housing Finance IPO Reviews – Subscribe or Avoid?
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Aadhar Housing Finance Offer Lead Manager
ICICI SECURITIES LIMITED
ICICI Venture House, Appasaheb Marathe Marg
Prabhadevi, Mumbai 400 025, Maharashtra
Phone: +91 22 6807 7100
Email: [email protected]
Website: www.icicisecurities.com
Aadhar Housing Finance Offer Registrar
KFIN TECHNOLOGIES PRIVATE LIMITED
Selenium Tower B, Plot 31-32,
Gachibowli, Nanakramguda,
Hyderabad – 500 032, Telangana
Phone: +91 40 6716 2222
Email: [email protected]
Website: www.kfintech.com
AADHAR HOUSING FINANCE LIMITED
Unit No. 802, 8th Floor, Natraj by Rustomjee,
Junction of Western Express Highway and M. V. Road,
Andheri (East), Mumbai 400 069, Maharashtra
Phone: +91 22 3950 9900
Email: [email protected]
Website: www.aadharhousing.com
Aadhar Housing Finance IPO FAQs
How many shares in Aadhar Housing Finance IPO are reserved for HNIs and retail investors?
The investors’ portion for QIB – 50%, NII – 15%, and Retail – 35%.
How to apply in Aadhar Housing Finance Public Offer?
The best way to apply in the Aadhar Housing public offer is through Internet banking ASBA (know all about ASBA here). You can also apply online through your stock broker using UPI. If you prefer to make paper applications, fill up an offline IPO form and deposit the same to your broker.
What is Aadhar Housing Finance IPO GMP today?
Aadhar Housing IPO GMP today is INR NA per share.
What is the Aadhar Housing Finance kostak rate today?
Aadhar Housing Finance kostak rate today is NA per application.
What is Aadhar Housing Subject to Sauda rate today?
Aadhar Housing Subject to Sauda rate today is NA per application.
